Qualified Applicants:

Companies providing Internet, manufacturing and technological services.

Purpose:

Provide working capital required to construct R&D environment, including purchase of places (including land, factory and office buildings), machines and equipments, computer software and hardware, intelligent property rights and investment in R&D activities.

Maximum Amount:

Up to 80% of the approved amount of investment.

Interest Rate:

Fluctuating rate based on mid- to long-term capital utilization rate plus 2%.

Period:

1. For tangible assets financing of land, buildings and others: maximum 15 years, with 3-year grace period.
2. For tangible assets financing of machines and equipment, computer software and hardware and others: maximum 10 years, with 2-year grace period.
3. For financing of intelligent properties and working capital: maximum 5 years, with 1-year grace period.

Collateral:

The applicant should provide collateral accepted by the Bank or guarantee by Trust Guarantee Fund.